News
Stablecoins and wallets are being redesigned for systems where humans are no longer the primary users
4+ day, 11+ hour ago (559+ words) What happens when money no longer moves between people at all? They are building different layers of the same emerging stack. One is building programmable digital money for AI agents. The other is building the wallets and transaction rails that…...
Affirm bets on banks, bots, and Shopify to reach $100 billion in GMV
6+ day, 10+ hour ago (257+ words) Tearsheet Affirm bets on banks, bots, and Shopify to reach $100 billion in GMV - Affirm has unveiled three major growth bets, embedding BNPL into bank apps via Affirm Edge, deepening its exclusive global Shopify partnership, and early positioning in AI-driven agentic…...
BNPL moves into the conversation layer of commerce
1+ week, 3+ day ago (180+ words) Tearsheet BNPL moves into the conversation layer of commerce - Affirm and Klarna are embedding installment payments into Google Search and the Gemini app through Google Pay. - Agentic commerce is growing rapidly, affecting consumption habits with each improvement. The tools assisting…...
Citi's AI teammate signals a new model for wealth management
1+ week, 3+ day ago (370+ words) Citi has launched an always-on, AI-powered member of its Wealth team that can engage in conversation, respond in real time, and surface insights instantly. If AI becomes the front door to wealth management, banks don't just face a UX problem;…...
What Citi Sky says about the reinvention of client relationship models in wealth management
1+ week, 4+ day ago (276+ words) Tearsheet What Citi Sky says about the reinvention of client relationship models in wealth management - Citi Wealth has launched Citi Sky, an AI teammate built with Google Cloud and Google Deep Mind that responds and surfaces insights in real time....
Micro Case Study: How American Express is underwriting AI agent error to unlock trust in $trillion-scale agentic commerce
2+ week, 4+ day ago (379+ words) If AI agents can execute payments, what guarantees that they execute the right payments? American Express has launched Agentic Commerce Experiences (ACE) Developer Kit, which formalizes and verifies user intent before any transaction takes place. The firm has also introduced…...
Lili CTO Liran Zelkha on building AI that disappears
2+ week, 6+ day ago (61+ words) Tearsheet Lili CTO Liran Zelkha on building AI that disappears - AI in fintech is shifting from in-app features to ambient, API-driven capabilities embedded in tools customers already use. - Lili CTO Liran Zelkha discusses building trust into AI design and using…...
Why Payoneer wants fewer " but much larger " customers
2+ mon, 1+ week ago (217+ words) Tearsheet Why Payoneer wants fewer " but much larger " customers - Payoneer's leadership is prioritizing sustainable profitability over the industry's old growth-at-any-cost mindset. - Fintech is entering its next phase " moving beyond the early race for sign-ups toward a model built on Saa…...
Q4 2025 in Consumer Finance: Fintechs move from user counts to dollars per engaged customer
2+ mon, 2+ week ago (234+ words) Late February 2026, Block and Chime reported their Q4 2025 results. The numbers illustrate that Block is leveraging AI and a leaner workforce to drive efficiency and monetize its most engaged users, while Chime is doubling down on multi-product adoption and responsible credit…...
Truist's Dont" Wilson: 'Innovation without empathy is empty
2+ mon, 3+ week ago (254+ words) Truist's Dont" Wilson: "Innovation without empathy is empty'Tearsheet Truist's Dont" Wilson: "Innovation without empathy is empty' - Truist's Dont" Wilson leads 20, 000 teammates across digital channels and 1, 900+ branches, and he's reimagining both. - He breaks down Truist's insight-driven branch model, real AI deployments,…...